Malta · Study and work abroad

Malta:
pay tuition
after the visa.

Most consultancies make you pay tuition upfront, then pray for a visa. Malta works differently: visa first, then payment. Add English-only instruction, merit scholarships of up to 50 percent, and a one-year diploma option, and this is the budget entry point to Europe.

Fee
paid after
visa approval
50%
merit scholarship
at partner universities
1 yr
stayback
after graduation
Prajeesh, a Cokonet Overseas student, studying in Malta
Visa approvedStudy in Malta
50% scholarshipDiploma in just 1 year
Booking October 2026
Direct to our Malta desk

Skip the form. Talk to a senior who has placed Kerala students in Malta.

+91 9072 966140
Why Malta

Four reasons Kerala families pick Malta.

The lowest-risk, lowest-cost entry to an EU degree, entirely in English.

South Indian student with an approved Malta visaFee-after-visa

Lowest upfront risk

At our partner universities tuition is paid only after visa approval. A refused visa costs you nothing in fees.

English-language seminar at a university in MaltaEnglish-only

No second language

All higher education in Malta runs in English, and English is an official language of daily life too.

Indian professional on a Valletta streetEU membership

Schengen and passport pathway

A full EU member inside Schengen. Five years of residence opens Maltese, and EU, citizenship.

Students at a Valletta harbour cafeAffordable for Europe

Total cost ₹8–15L

Tuition of EUR 7,000 to 12,000 a year, scholarships up to 50 percent, and a one-year diploma option.

The full journey

From Kerala to Malta, step by step.

Two intakes a year, February and October. You commit real money only once the visa is in hand.

1

Profile review and program selection

1 to 2 weeks

University of Malta, MCAST, American University of Malta and partner institutions. Programs in business, IT, tourism, maritime and healthcare, matched to your profile by a senior counsellor.

2

Application package

3 to 6 weeks

Transcripts, SOP, LORs and English proof. IELTS is not always required; a university medium-of-instruction letter is sometimes sufficient. Direct online applications.

3

Conditional offer and visa application

4 to 8 weeks

Conditional Letter of Acceptance issued, then the visa application at Malta High Commission Delhi or VFS Mumbai with financial proof, accommodation and insurance.

4

Visa approval, then tuition payment

4 to 6 weeks

The key Malta-specific step: the tuition deposit is paid only after visa approval, which dramatically reduces financial risk. Cokonet structures the payment milestones.

5

Residence permit on arrival

2 to 4 weeks

Identity Malta processes the residence card within a few weeks of arrival, and the PR clock starts. Part-time work opens after your first 90 days.

University network

Where our students go.

From the public University of Malta to the private institutions offering the fee-after-visa structure and one-year diplomas.

University of Malta campus

University of Malta

PublicMsida campus
MCAST campus

MCAST

VocationalApplied degrees
American University of Malta campus

American University of Malta

PrivateCospicua marina
Business school campus in SmartCity Malta

Business schools

PostgraduateSmartCity and Sliema
Historic university building in Valletta

Valletta campus

HistoricOld University building
Design academy in Malta

Creative academies

Arts and designDiploma routes
Health sciences campus in Malta

Health sciences

Nursing and careHealthcare pathway
Higher education college on a Maltese seafront

Higher-ed colleges

1-year diplomasFast completion

Exact partner list shared on the counsellor call once your profile is reviewed. Not every Maltese institution offers the fee-after-visa structure; we route students only to the ones that do. Campus imagery is indicative.

How Malta de-risks it

Visa first. Tuition after.

Prajeesh's route, start to settled. This is the structure that makes Malta add up.

Student arriving in Malta with a suitcase
Step 1 · Visa in hand

He lands

Tuition was paid only after the visa came through. Identity Malta issues the residence card within weeks.

Fee after visa
Student graduating in Malta
Step 2 · One year in

He graduates

A one-year diploma or Masters, taught fully in English, with merit scholarships of up to 50 percent.

50% scholarship
Graduate working in Malta
Step 3 · The stayback

He gets hired

Up to one year post-study to find a job in hospitality, iGaming, IT or healthcare, then a Single Permit.

1-year stayback
Graduate settled in Malta with his family
Step 4 · Year 5

He settles

Five years of legal residence opens PR, and Maltese citizenship carries the whole EU with it.

Gateway to Europe

The fee-after-visa structure is contractually arranged with specific partner universities, not all of Malta. Scholarship percentages depend on your academic profile and intake. We confirm both for your case on the first counsellor call.

🎓
Scholarships
Up to 50% scholarship available
Selected Malta partner universities offer merit-based scholarships covering up to half the tuition. Eligibility depends on your academic profile, English test scores, and intake. Counsellors will match you to the right scholarship track on the first call.
Total cost

What Malta actually costs.

Honest 2026 numbers, before any scholarship. Roughly half the cost of the UK or Australia.

Tuition, 1–2 year Masters or diplomaEUR 7,000 to 12,000 per year, before scholarship.
EUR 7,000–24,000
Living costs, 1 yearLower than mainland Western Europe.
EUR 10,000–12,000
Student visa and residence permitMalta visa plus the Identity Malta residence card.
EUR 250
Health insuranceMandatory for the student residence permit.
₹7,000–8,000
Total, 1–2 year program
₹8 to 15Lfull program + 1 year living, before scholarship
A 50% scholarship and part-time work cover a real share. Part-time work opens after your first 90 days, hospitality and iGaming jobs are plentiful, and education loans from HDFC Credila, Axis, Avanse and ICICI cover the rest.
Frequently asked

Malta questions Kerala families ask.

Is the fee-after-visa structure really guaranteed? +
It is contractually arranged for specific Malta universities that Cokonet has partnerships with. The structure: small admission deposit (refundable) upfront, full tuition only after visa is approved. Not all Maltese universities follow this; we route students only to ones that do.
Is the Maltese degree recognised in EU and India? +
Yes. Malta is a full EU member, so its degrees are recognised across the EU under EU directives. In India, recognition depends on the program; most professional degrees (business, IT, hospitality) are accepted by Indian employers without additional certification.
What about post-study work in Malta? +
Malta gives international graduates up to 1 year post-study to find a job. After finding a qualifying job, you switch to a Single Permit (work + residence combined). The pathway to PR runs through 5 years of legal residence.
Is the Kerala community strong in Malta? +
Smaller than UK or Canada, but growing. Most Kerala migrants in Malta work in hospitality, healthcare, or IT. Established Indian restaurants and grocery stores in Valletta and nearby areas.
Why is Malta cheaper than Western EU? +
Tuition is set lower to attract international students (Malta competes for the same students as Cyprus, Latvia, Lithuania). Living costs are mid-range. The compact geography means transport costs are low.

Comparing Malta with other options?

See the full grid with cost, language, and PR timeline side by side.

See all 22 destinations →
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Talk to our Malta desk.

A senior counsellor who has placed Kerala students in Malta walks you through your case. No obligation.

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